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Ingests applications and documents from white-label web storefronts, email, chat, and CRM through API. Sorts, splits, and quality-screens mixed uploads on arrival flagging blur, cropping, and missing pages before they enter the funnel.
A dynamic form builder and conversational AI interface collect applicant data, while Document AI performs IDP, classification, and extraction on submission. Untemplated documents become structured profiles without a data-entry step.
Orchestrated agents run eKYC/eKYB identity and business verification, cross-check data across document types, and apply your product eligibility rules — returning qualified/not-qualified with recommended products.
Normalizes multi-bank statement formats, then deploys income and expenditure agents to categorize transactions — separating recurring income from one-off inflows to compute true disposable cash flow.
A configurable workflow engine drives staged approval chains, task assignment, and risk-threshold routing, with load-balancing across teams and a complete audit trail on every decision.
API-based integration with core banking, payment rails, and third-party systems, with disbursement status tracked back into the loan record automatically.
Handles term loans through revolving credit lines on a single product rulebook — real-time balances, interest accrual, dynamic repayment schedules, collateral management, and automated reconciliation.
Monitors repayment behavior to segment overdue and at-risk accounts, then triggers automated notification cycles and routes cases to field agents by risk severity, with live balance tracking.
“We highly value AND’s challenging spirit, broad expertise in scoring, lending ecosystem building, fast delivery & high quality of system and superb communication level.”
“AND Solutions has enhanced our ability to serve SMEs across the Philippines. Using Mindox for document processing has significantly improved our speed, accuracy, and decision-making, enhancing both customer experience and operational excellence.”
“We are now able to significantly enhance our operational efficiency, allowing us to better serve our clients with a streamlined loan applications process and more accurate financial solutions. This aligns perfectly with our mission to empower businesses in the SME sector and support their growth with tailored funding options.”
“What used to take us up to 4 hours per bank statement now takes just about a minute. This leap in efficiency helps us serve more clients, faster—so we can continue growing together with them, just as our vision promises.”
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AND Solutions has enhanced our ability to serve SMEs across the Philippines. Using Mindox for document processing has significantly improved our speed, accuracy, and decision-making, enhancing both customer experience and operational excellence.
Partnering with Mindox has been a game-changer for our credit operations. What used to take us up to 4 hours per bank statement now takes just about a minute. This leap in efficiency helps us serve more clients, faster—so we can continue growing together with them, just as our vision promises.
With Looms, we’ve achieved 100% automated credit decisioning within just 3 minutes. It’s not just about speed it’s about smarter, scalable lending that reduces costs and opens doors to new markets.
We highly value AND’s challenging spirit, broad expertise in scoring, lending ecosystem building, fast delivery & high quality of system and superb communication level.
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