Empower your business decisions with No-Code AI software
Build machine learning models in minutes and get actionable business insights.
Why Niko?
Designed to get you from raw data to real results—fast
Zero code
Build & deploy your own machine learning models without writing a single line of code.
Make data work for you
With the help of our accurate predictive model building, transform your business to data-driven decision making.
Fool-proof ML experience
Simplified ML model building steps that is easy to follow, and get explainable results with our careful designed reports.
Continuous AI
Monitor your model performance and improve your model in ever-changing business environment.
Frictionless usage
Start using your model in real time by instant deployment with a single click. Power up your app with ML model integrations right away.
Accessible AI for everyone
Elementary knowledge is enough to build your own models using ML.
Turn data into decisions with speed and confidence
Ditch the spreadsheets and manual guesswork. With NIKO, you harness the power of AI to simulate, predict, and act — no data science team required.
NIKO processes large datasets, builds and validates predictive models, and puts them into action within minutes. Make smarter decisions faster and stay ahead.
NIKO processes large datasets, builds and validates predictive models, and puts them into action within minutes. Make smarter decisions faster and stay ahead.
Use Cases
Credit Scoring
Build accurate credit models—even for thin-file customers—using alternative data.
Smarter Approvals: Minimize risk with data-driven decisions
Smarter ApRisk-Based Pricing: Price loans accurately to boost profitabilityprovals: Minimize risk with data-driven decisions


Use Cases
Debt Collection
Replace manual collection methods with intelligent, personalized strategies.
Behavior-Based Targeting: Tailor actions to each debtor’s profile
Real-Time Insights: Make faster, smarter collection decisions
Automated Outreach: Save time and boost recovery rates
Use Cases
Insurance Claim Prediction
Predict claims, optimize pricing, and automate underwriting using historical data.
Claim Likelihood Scoring: Assess risk and reduce adverse selection
Dynamic Pricing: Improve accuracy with personalized risk models
Faster Underwriting: Automate decisions to enhance efficiency and CX


Use Cases
Marketing Campaign and Churn Prediction
Predict customer behavior to improve targeting, reduce churn, and maximize campaign ROI.
Smarter Targeting: Identify high-converting leads with predictive scoring
Churn Reduction: Spot at-risk users and engage proactively
Campaign Optimization: Personalize messaging to increase retention
Who is Niko for?
For anyone who works with data and decisions
NIKO is designed for organizations that rely on data-driven decisions but don’t have the time or resources to build models from scratch.
FAQs
Find answers to common questions about Niko. If you still need help, feel free to reach out to our team.
What is NIKO
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
What about the data privacy and security of NIKO?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
Who is the team behind NIKO?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
How can NIKO bring us value?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
Who is NIKO built for?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
What file types does NIKO support?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
What if I don’t know what data I need or how to prepare it?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
How can I purchase NIKO?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
What if I have more questions?
NIKO is a no-code automated machine learning platform designed to make AI accessible for business decision-making. Accelerate your business growth through data-driven decision-making with NIKO’s end to end features.
Pricing
Subscription Plans
Free Trial
$0 10 days free
1 user account
3,000 predictions count
50,000 Model training data row counts*
Starter
$300 monthly
1 user account
15,000 predictions count
100,000 Model training data row counts*
Standard
$1500 monthly
3 user account
100,000 predictions count
20,000,000 Model training data row counts*
3 Model deployment count (active)
Model backtesting
Popular choice
Enterprise
$3000 monthly
10 user account
1,000,000 predictions count
200,000,000 Model training data row counts*
10 Model deployment count (active)
Model backtesting
Benefits
Included in all plans
Model building & insights
Data quality check
Data pre-processing
Custom decision making threshold setting
Explainable prediction result
Machine learning problem types
Binary Classification model
Multi Classification model
Regression model
Model building & insights
Web App deployment
Open API deployment
Model comparison
Model backtesting
Support
Doc & Video guides
Customer support
Usecase specific Data preparation guide
Sample usecase data
Blog
Explore our latest thinking on lending technology
We share what we learn—about lending, compliance, automation, and more. Explore fresh ideas, practical tips, and the tech shaping the future of finance.

Credit scoring
Explore the essential features that small businesses need in loan management software to simplify processes and enhance profitability.

Stay in the loop with AND Solutions Insights
A monthly snapshot of how fintech, AI, and automation are evolving in Southeast Asia, plus what we’re building at AND along the way. (edited)