End-to-End Lending System, Built Around You

Designed with your convenience in mind, Looms streamlines the borrowing process, reduces operational cost while minimizing the credit risk.

Automate your whole lending lifecycle with BPM engine

Customize workflows to perfectly align with your unique business operations
Accelerate setup and deployment with a low-code approach
Minimize ongoing maintenance expenses to maximize cost efficiency

Launch new loan products in 3 minutes

Configurable amount & duration per loan product
Support for multiple interest calculation methods
Product-specific fee setup
Flexible fee collection method & frequency

Designed for All Use Cases

Our flexible platform is designed to support a wide range of use cases across different industries.
Microfinance
Fixed Term Loan
Dynamic Term Loan
Revolving line of credit
Auto Finance
Hire purchase
Title loan
SME Lending
Customer loan products

Everything You Need for Seamless Loan Processing

Our platform offers a comprehensive suite of features designed to enhance the lending experience. Discover how we streamline processes and improve decision-making.

Loan Origination System

Digital Onboarding

Streamline customer acquisition with omni-channel and fully digital onboarding

Product Engine

Configure and launch diverse loan products quickly, with flexible terms and conditions

Form Builder

Create, customize, and manage dynamic loan application forms

Loan Application Management

Track, manage, and monitor loan applications from submit to approval

Rule-Based Scorecard

Automate credit decisioning with configurable scoring rules

Decision Engine

Build and configure decision workflows for loan applications using a BPM engine

Document Generation

Upload, generate, organize, and securely manage essential loan documentation

Reports & Dashboard

Access real-time insights through intuitive dashboards and customizable reports

Digital Onboarding

Streamline customer acquisition with omni-channel and fully digital onboarding

Product Engine

Streamline customer acquisition with omni-channel and fully digital onboarding

Form Builder

Streamline customer acquisition with omni-channel and fully digital onboarding

Loan Application Management

Streamline customer acquisition with omni-channel and fully digital onboarding

Rule-Based Scorecard

Streamline customer acquisition with omni-channel and fully digital onboarding

Decision Engine

Streamline customer acquisition with omni-channel and fully digital onboarding

Document Generation

Streamline customer acquisition with omni-channel and fully digital onboarding

Reports & Dashboard

Streamline customer acquisition with omni-channel and fully digital onboarding

Loan Management System

Loan Overview

View, track, and manage comprehensive loan details from a single interface

Loan Restructuring

Modify, reorganize, and manage loan terms to support borrowers effectively

Collateral Management

Record, monitor, and manage collateral assets associated with loans

Debt Collection

Monitor portfolio health with automated risk segmentation, task triggers, and smart loan follow-ups, all in one dashboard.

Dynamic Repayment

Define, adjust, and control flexible loan repayment schedules.

Document Generation & Management

Upload, generate, organize, and securely manage essential loan documentation

Reports & Dashboard

Access real-time insights through intuitive dashboards and customizable reports

Digital Onboarding

Streamline customer acquisition with omni-channel and fully digital onboarding

Repayment Tracking

Streamline customer acquisition with omni-channel and fully digital onboarding

Collateral Management

Streamline customer acquisition with omni-channel and fully digital onboarding

Debt Collection

Streamline customer acquisition with omni-channel and fully digital onboarding

Rule-Based Scorecard

Streamline customer acquisition with omni-channel and fully digital onboarding

Document Management

Streamline customer acquisition with omni-channel and fully digital onboarding

Document Generation

Streamline customer acquisition with omni-channel and fully digital onboarding

Reports & Dashboard

Streamline customer acquisition with omni-channel and fully digital onboarding

Connect Your Ecosystem with Looms

Integrate effortlessly with CRM, ERP, and core banking systems to streamline workflows.

eKYC
AML
Credit Bureau
Banking Gateway
Payment Provider
SMS Gateway
IAM

See How Looms Transforms Lending Operations

Hear from financial institutions and business owners who have optimized their lending processes with Looms.

Setting a new benchmark in micro-lending

LendMN
Philippines
100%
Automated credit decisioning within 3 minutes
Significant reduction in customer acquisition cost
"With looms, we’ve achieved 100% automated credit decisioning within just 3 minutes. It’s not just about speed it’s about smarter, scalable lending that reduces costs and opens doors to new markets.”
— Uuganbayar, CEO of LendMN

Looms adapts to varying infrastructural needs

eTomo
Philippines
Looms' advanced debt collection feature has become an indispensable tool for our operations. What sets Looms apart is its adaptability to varying infrastructural needs across different countries, including the Philippines.
— Madono Katsuhiko, CEO

Secure & Scalable

Our solutions safeguard your data through enterprise-grade encryption, role-based access, and adherence to global compliance standards.
Data Compliance

GDPR & local data protection compliant. ISO 27001 certified.

Data Security and Privacy

Securely hosted on AWS & Azure and Customer data is encrypted in transit (TLS 1.2+) and at rest (AES-256+).

Access Control

Role-based access control ensures least privilege and supports LDAP Integration.

Application Security

OWASP-based coding, vulnerability management, input validation & encoding, RBAC authenticated APIs.

Infrastructure Security

WAF, IDS/IPS, DDoS Protection, Instance Security, and hosted in VPC with controlled traffic via Security Groups and NACLs.

Activity Log

Logging across the entire platform for full transparency

Infrastructure as Code

Terraform for secure, repeatable, and consistent.

Go live in as fast as 4 weeks!

Get up and running quickly with comprehensive implementation services and ongoing technical support.
Requirement Definition
Configuration & Costumization
Implementation & Integration
Training & Education
Deployment

Scalable Pricing Plans

Our straightforward pricing structure is designed to keep your upfront costs low, so you only pay for what you need—nothing more.
Initial Fee
Detailed requirement definition
Customization & configurations
System integration testing
On-site training & deployment
User acceptance testing
On-site project management
Development
On-site post-go-live support
Recurring Fee
Technical support & maintenance
Software license
Future updates
Server fee (if applicable)

Unlock your potential with AND Solutions

Discover how AND Solutions can transform your business today. Let’s embark on this journey together!
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A monthly snapshot of how fintech, AI, and automation are evolving in Southeast Asia, plus what we’re building at AND along the way. (edited)
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