Introducing our new No-Code Scoring Platform – NIKO Scoring

Introducing our new No-Code Scoring Platform – NIKO Scoring

We are excited to announce that we are launching our No-Code Scoring Platform-NIKO Scoring-to help you build a scoring model without writing a single line of code. What used to take months, can now be done in minutes through the NIKO Scoring platform.

We know that credit decisions are core to any financial service provider’s business. However, banks and traditional lenders are still using legacy scorecards for their credit decisions, which is a slow, less accurate, and tedious process. To leverage the power of Machine Learning and AI, you need to have the right resources (data scientists, tech team, etc.) in place to build a model. From data preparation to model training, evaluation, testing, and deployment, it will take at least a few months to start using.

NIKO Scoring is the answer to all of the above.

# Our Story

We started as a bunch of geeks trying to revolutionize the Mongolian lending landscape in 2016, accelerating financial inclusion in the country. After a very successful run in the country, now we are on a journey to expand financial inclusion across the world by helping our partners to unlock the power of AI. NIKO Scoring is an easy-to-use, fast go-to-market scoring solution, and is a product of our battle-tested technology. 

# How it works

All you have to do is prepare your historical data and upload it onto the platform to build a tailor-made model based on your data. You can instantly deploy the built model and integrate it into your existing loan origination process via API. While this may seem simple, there is a lot of complexity being handled in the background. The beauty of NIKO Scoring is to give you complete control over your credit decisioning while offering you state-of-the-art technology. Starting from model building, model evaluation (through our detailed reports), model deployment, and real-time cutoff rate configuration, everything is under your control.

# Get in touch with us

Whether you are searching for a new scoring system or trying to improve your current one, we are happy to talk and see what NIKO Scoring can do for your project. Because it’s an easy-to-use platform, you may even start running NIKO Scoring side-by-side with your current scoring system. For more information, visit or feel free to contact us at

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