Unified system for any consumer lending product

Highly customizable to fit your business needs

Automation for cost efficiency

Pre-built integrations for fast implementation

Automate your entire lending process and offer digital experience for unsecured/secured personal loans, lines of credit, and more.

Within just a few weeks, your system can be customized to your needs, and ready to go.


Unified Lending Platform

Back-Office Portal
Borrower Portal

Pre-built localization

Regulatory reports

Support & Maintenance

24/7 server maintenance
Account manager

Borrower Portal

An optional white-label web for your customer to offer digital experience.

Product Engine

The product engine gives you the total control of loan product configuration.

Loan Origination

Design your loan processing flow and achieve almost instant loan decisions.

Loan Management

Monitor active loans’ performance to make sure the loans get repaid.

Debt Collection

Automate your debt collection operations with configurable collection strategies and personalized notifications.


Customizable dashboard to get all the business-related information for your decision making.


Digital Customer Onboarding

Streamline the entire onboarding process to be finished in a matter of minutes.

KPI Dashboard

Customize the dashboard to get insight into your business in real-time.

Product and Calculation Engine

Create a broad range of products and change calculation parameters at any time.

Organizational structure management

Create your company’s structure to run your business in most efficient way.

Advanced Access Management

Manage your system permissions using role-based access control features.

Loan Offer and Agreement Generation

Generate loan agreement documents and send to the user for manual and e-signature.

Credit Scoring Module

Build an tailor-made scoring model or integrate your own scoring models. Change your decision-making criteria at any time.

Instant Money Transfer

Automatically disburse loans to customers’ desired channels including bank account, eWallet, convenience store, etc.

CRM Module

Easily handle customer, loan origination and loan management process. Manage and track your customers, their applications, loans, and payments.

Smart Notification

Send event-triggering automatic notifications or scheduled mass notifications via SMS, email or push.

Multi-Channel Loan Application

Multi-Channel Loan Application
Collect loan application from both online and offline channels.

Audit Trail

Advanced audit trail that keeps track of everything that’s happening. Always able to see what user did to each loan and when.


Get necessary information to make a decision. Ready-built reports to manage risk, operation efficiency, staff performance, also to report to regulatory requirements.


The system comes pre-configured for integrations with popular credit bureaus, payment providers, SMS and email services, e-signature providers, etc.


The system’s API client makes it possible to integrate into your existing infrastructure.



Low cost implementation through joint use by multiple companies. Ready made solution that can be implemented as fast as 1 week.

CLOUD Solution

Customized solution that can fully fit your business requirements, by adding your own specific features.