Highly customizable to fit your business needs
Automation for cost efficiency
Pre-built integrations for fast implementation
Automate your entire lending process and offer digital experience for unsecured/secured personal loans, lines of credit, and more.
Within just a few weeks, your system can be customized to your needs, and ready to go.
OFFERING
Unified Lending Platform
Back-Office Portal
Borrower Portal
APIs
Pre-built localization
Integrations
Regulatory reports
Support & Maintenance
24/7 server maintenance
Account manager
Borrower Portal
An optional white-label web for your customer to offer digital experience.
Product Engine
The product engine gives you the total control of loan product configuration.
Loan Origination
Design your loan processing flow and achieve almost instant loan decisions.
Loan Management
Monitor active loans’ performance to make sure the loans get repaid.
Debt Collection
Automate your debt collection operations with configurable collection strategies and personalized notifications.
Dashboard
Customizable dashboard to get all the business-related information for your decision making.
CORE MODULES
Digital Customer Onboarding
Streamline the entire onboarding process to be finished in a matter of minutes.
KPI Dashboard
Customize the dashboard to get insight into your business in real-time.
Product and Calculation Engine
Create a broad range of products and change calculation parameters at any time.
Organizational structure management
Create your company’s structure to run your business in most efficient way.
Advanced Access Management
Manage your system permissions using role-based access control features.
Loan Offer and Agreement Generation
Generate loan agreement documents and send to the user for manual and e-signature.
Credit Scoring Module
Build an tailor-made scoring model or integrate your own scoring models. Change your decision-making criteria at any time.
Instant Money Transfer
Automatically disburse loans to customers’ desired channels including bank account, eWallet, convenience store, etc.
CRM Module
Easily handle customer, loan origination and loan management process. Manage and track your customers, their applications, loans, and payments.
Smart Notification
Send event-triggering automatic notifications or scheduled mass notifications via SMS, email or push.
Multi-Channel Loan Application
Multi-Channel Loan Application
Collect loan application from both online and offline channels.
Audit Trail
Advanced audit trail that keeps track of everything that’s happening. Always able to see what user did to each loan and when.
Reporting
Get necessary information to make a decision. Ready-built reports to manage risk, operation efficiency, staff performance, also to report to regulatory requirements.
Integrations
The system comes pre-configured for integrations with popular credit bureaus, payment providers, SMS and email services, e-signature providers, etc.
#APIs
The system’s API client makes it possible to integrate into your existing infrastructure.
IMPLEMENTATION
SaaS
Low cost implementation through joint use by multiple companies. Ready made solution that can be implemented as fast as 1 week.
CLOUD Solution
Customized solution that can fully fit your business requirements, by adding your own specific features.