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Link API

Connect to your customer’s financial and identity data instantly
AND Solutions’s Link API lets you connect to your customer’s financial and identity data instantly with a single integration. The raw data is thoroughly cleaned and further enriched using our advanced AI and machine learning technologies to offer more value-added services.
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Our Link API is easy to integrate, compliant with the regulation, and built on top of industry-grade highly secure technology.

An ocean of opportunities with a single API integration

Access real-time bank transaction data to make more accurate credit and risk assessment

Save a lot of operational time and reduce cost drastically

Enable a seamless digital onboarding experience

Introduce tailor-made product and service for each customer

e-KYC


Why choose our

Link API Technology

Build one integration and enable multiple bank connections

Less than a week to integrate with documents, guides, and a sandbox environment prepared with the developer’s convenience in mind

Compliant with data privacy regulatory requirements

Extensive experience in building bank integration in emerging markets

Uses industry-standard technologies to ensure customer’s data privacy and security. Performs regular internal vulnerability assessment and penetration test

Redefined

Financial Data Access

Minimum integration SaaS model

No need to handle customer’s credentials as our end-to-end encrypted front-end interface will make sure the credentials never pass through your application

Automated digital onboarding using identity data for verification

Bank transaction-based credit scoring to enable more accurate risk assessment and instant loan origination

Technology Modules & Features:

Financial infrastructure for all
Harness the power of banking & government data

Banking Account Information API

Identity
– Bank account holder’s name, address, and contact information
– Quickly verify customers’ identity for KYC process and fraud reduction
– Auto-fill personal information within the application

Account & Balance
– Account type, currency, and real-time balances (current, hold, and credit card balances if available)
– Check the real-time balance for payment and overdraft reduction

Transactions
– Up to 12 months of transaction history with additional information enriched by our technologies
– Enable more accurate credit and risk assessment
– Get insights into customer’s financials and offer personalized services

Social Security Information API

Identity
– Customer’s identity information, including name, date of birth, address, and contact information
– Quickly verify customers’ identity for KYC process and fraud reduction
– Auto-fill personal information within the application

Contribution History
– Retrieve the customer’s social security contribution history, including monthly payment amount, currency, and payment date
– Enhance credit and risk assessment
– Improve income verification

Dashboard

An easy-to-use and intuitive interface to manage and monitor your customer’s activity

Real-world Use Cases

Digital Identity Verification

Instantly retrieve your customer’s identity information to enable strong customer authentication and automate your KYC process.

Digital Identity Verification
Lending
Personal Finance Management
Addon Fintech Services
Digital Banking
Business Finances

Our Approach

  • Step 1. Contact us
  • Step 2. Get an account
  • Step 3. Play in the Sandbox
  • Step 4. Sign an agreement
  • Step 5. Go live
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