A true fintech company


To provide fintech solutions that are easily customizable for both financial institutions and consumer conglomerates

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Why we were founded:

In 2016, the average monthly income in Mongolia was around $300. Because the income was low, it was common for Mongolian people to borrow money on a regular basis to support themselves. Since the banks used to take a lot of time to review documents and process loans, most of the time people turned to their friends and families. As it was common to borrow money, it was also common not to return the borrowed money to friends and families

Our founders, long-time best friends (Mongolian word for best friends is “And”) due to their running in mathematical international competitions, faced the same issue – a never ending conversation about borrowing money from friends and relatives with a short notice and not returning money. They were tired from this issue and realized that the issue had been around for a long time without a long-term solution. As a result, our founders decided to establish “AND GLOBAL” fintech organization and developed the first mobile based micro-lending platform in Mongolia in 2016. 

Since our AND Group has flourished in business and technology industries in the local market with more than 10 subsidiaries and gathered professionals who have worked in overseas with rich experience, AND Solutions was created in Singapore as one of the subsidiaries in 2021 to compete on international markets to show our unique Mongolian perspective and fully utilize our experts who have won 100+ international mathematics competitions into our solutions

What we offer to you:

At AND Solutions, we provide market tested fintech solutions based on accumulated know-how. Our solutions are easily customizable for both financial institutions and consumer conglomerates. 

Protecting and ensuring the safety of clients’ data and information is the utmost important at AND Solutions. As  a result, we obtained ISO/IEC 27001: Information Security Management certifications in September 2021. 

Our core values

Our values are our compass to successfully direct us into the future that we want to create. We strive to make each experience PERFECT.


Professionalism is seen as dedication toward growth as we do not share the opinion that every member must be a master of their craft, in fact, at And Global we believe that level of professionalism can be taught and is understood over time. The professionalism we expect is a collection of traits that put together make up an exceptional employee, and in return, a successful company. 


Go that extra mile towards excellence in every outlook by passing on quality assistance, outstanding worth, and continually surpassing the bar on our services. Our commitment mirrors our undeterred strength to achieve our objectives by embracing new ways and inspiring us into a model.

Result Oriented and Reliable

For us, everyone has a key role in reliability as we focus on achieving reliable results to add the best value while we continually improve on what and how we offer improving results significantly as we aggressively pursue to carefully manage the relationships we develop. 


Anticipating future challenges while utilizing technology and state-of-the-art methodologies as a potent solution. 


We seek continuous growth by approaching each task creatively and ethically in order to deliver the best solutions.

Creativity and Continuous Learning

Creativity is a significant part of our DNA embodied at every level encouraging us to continuously learn and achieve our ambitions as every employee is empowered to be bold in their ideas and have the freedom to innovate. Our commitment towards valuing continuous learning extends way beyond the way we operate as everything is a learning curve and we fully embrace and encourage learning in our employees and ourselves. 


Nothing can be achieved without partnership and teamwork. We go the extra mile to partner up with performance-driven teams from across the globe empowering them to seek and deliver the best solutions.