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Custom credit scoring

Transform your credit decision-making process with our AI-powered, custom Credit Scoring Solution. Designed to meet the complex needs of your business, our system utilizes your historical data to achieve higher APPROVAL RATES with REDUCED RISK, all within a shorter TURN AROUND TIME.

Our clients

Value Proposal:

Customized Solution Focused on Problem-Solving:

We prioritize your business objectives in designing our credit scoring solutions. Our approach includes offering consulting services to clearly define your business goals, followed by crafting a tailored credit scoring solution that aligns with these objectives.

Maximizing the Value of
Your Historical Data:

By integrating our credit scoring expertise with your extensive customer data, we are able to provide a credit scoring system that meticulously learns from every aspect of your unique customer information."

Adaptability and
Continuous Evolution:

Leveraging the inherent adaptability of AI technology, we ensure your credit scoring solution remains current and effective in the dynamically changing business landscape.

Compliance and
Explainability:

In the intricate realm of financial services, adherence to compliance is essential. Our expertise in managing customer data and interpreting 'black box' AI model outcomes ensures that your credit decision-making process is both understandable and transparent.

Scalable and
Integrative:

Designed for businesses of all sizes, our credit scoring system seamlessly integrates into your existing infrastructure, enhancing efficiency without disrupting workflow, and scales with your business growth.

Custom credit scoring solution overview

Credit scoring process overview diagram

Why us

**AI/ML Credit Scoring Expertise:**
Our specialty in AI/ML-powered Custom Credit Scoring solutions is unmatched. We deliver precise, efficient, and seamlessly integrated systems to enhance your decision-making and operational efficiency.

**Data Science and MLOps Excellence:**
We excel in integrating advanced data science with Machine Learning Operations, ensuring our solutions are innovative, practical, and scalable.

**Problem-Solving Approach:**
Our team is driven by a problem-solving ethos, focused on understanding and effectively addressing your unique business challenges with tailored strategies.

**Partnership:**
At AND Solutions, we don't just sell a product; we offer a partnership in revolutionizing your consumer lending strategy. From precision in risk assessment to real-time decision-making, our solutions are designed to elevate your business to new heights. Choose us for a trusted ally with a proven history, a commitment to customization, and a dedication to continuous innovation in the dynamic world of AI/ML powered credit scoring.

Credit scoring implementation steps

Sales & Proposal

Solution introduction, scoping and commercial discussions

Scoring solution desing (consulting)

  • Hearing of business challenges and requirements
  • Credit scoring solution design
  • Proposal of model and service development

Scoring model PoC

  • Detailed data assessment
  • Exploratory data analysis
  • Model experimentation

Service Development

  • Data collection service development
  • Scoring service development
  • Deployment to the production

Support & Maintenance

Option 1

API service integration (monthly support and maintenance fee)

Option 2

Deploy to our AutoML platform

Option 2

Acquire your model IP (upon discussion)

Why AND Solutions?

Whether you’re looking to buy for parity or build for differentiation, our products empowers you to create unique experiences that truly set you apart from the competition.

Ready to go

Get to market faster with our proven Model Bank accelerators.

One platform

Take a holistic approach
with our all-in-one platform.

Focus on value

Deliver business value with
progressive modernization.

True partner

Let’s make it happen, together.
Your success is our shared mission.

Methodology

Leverage our Adopt and Build
methodology to get results.

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